(614) 487-8873 | (614) 487-1173 (Fax)

The concept of the “gold watch and out to pasture” are gone forever! With life expectancies being extended, retirement is just the start of one-third of your life. As people learn how to take better care of themselves, and as medical advancements continue, those odds are improving every day.

So let us help you deal with the main issues of retirement:

  • For a couple aged 65, the odds are 1 in 4 that at least one spouse will live to be 95 years old. As a result, many people underestimate their lifespan and risk outliving their assets.
  • A retiree’s portfolio concentrated in overly conservative investments adds to the risk of outliving their assets.
  • Within the fixed-income asset class, an over-exposure to safe, but low-yielding treasury securities, municipals, and certificates of deposit further add to the risk of outliving assets. Other higher-yield opportunities within the fixed-income asset class should be considered (see "Income-Oriented Asset Class Summary").
  • Social Security, once the foundation of retiree income, now provides for only 20% of the average household’s retirement income, on average.
  • The average American may need 60% of his or her current income in retirement.
  • Fidelity estimates that a healthy 65-year-old couple retiring in 2006 needs current savings of $400,000 to $600,000 to supplement Medicare and cover out-of-pocket health care costs.
  • Americans may be underestimating their out-of-pocket health care costs by more than 60%.
  • Aggressive retirement account withdrawal rates, given an overly conservative asset mix and extended life expectancy rates, may deplete retirement assets prematurely.

Let us help you live your dreams and live this part of your life on your own terms. The financial component of “staying in the game” revolves around the development of an investment plan emphasizing the principle of compounding, that generates cash flow that is sufficient to support required withdrawals during your retirement years.


Contact Us

Send us a message to find out how we can help you meet your financial goals.

Our Address

749 Terra Ct. Worthington, Ohio 43085

3765 Montreaux Ln 1-102 Naples, Florida 34114

Call Us

(614) 487-8873, (614) 487-1173 (Fax)

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